稳定币的快速发展已成为各国中央银行和政府部门关注的重要议题之一。作为国际金融中心, 香港就稳定币的发行、监管与运作展开了诸多探索。本文认为, 香港可创设一种锚定离岸人民币的稳定币, 并基于该稳定币, 运用有限分布式区块链技术和智能合约建立新型数字金融基础设施平台。上述平台将在推进大湾区国际金融中心群建设、推进人民币国际化、维护国家金融安全三个方面具有广阔应用前景。

The rapid development of stablecoin has become one of the important issues of concern for central banks and governments around the world. As an international financial center, Hong Kong has launched many explorations on the issuance, supervision and operation of stablecoin-related digital products. This article suggests that Hong Kong can create a stablecoin anchored to the offshore RMB and, based on this stablecoin, use limited distributed blockchain technology and smart contracts to establish a new digital financial infrastructure platform. The above platform. will have broad application prospects in three aspects: advancing the construction of the Guangdong-Hong Kong-Macao Greater Bay Area international financial center cluster, promoting the internationalization of RMB, and enhancing national security in the financial sector.